Private Life Insurance
Each family has different needs and lives through different challenges. Our bespoke life insurance products are best-in-class and are issued from multiple jurisdictions, each with its own specific characteristics and benefits.
Why international life insurance?
Higher Coverage Capacity
Preserving wealth can be a major challenge for high net worth families.
The right amount of coverage needed is often difficult to obtain without expert advice.
Flexible Product Suite
Traditional and non traditional life insurance products including variable and fixed solutions.
Capacity to underwrite in different jurisdictions to find the right coverage.
Estate & Succession Planning
Proceeds are passed through free designation of beneficiaries, outside of testamentary succession.
Life insurance can be an efficient succession tool to transfer wealth.
Insurance premiums paid to insurance companies become an insurer’s technical reserve.
Life insurance reserves are protected assets and are not subject to seizure.
Working with a diverse product portfolio allows us to find solutions that adapt to the different wealth planning and succession needs for the families and businesses we advise.
The Sophos Difference
We are agnostic on carriers, products, and domiciles. Our aim is to design and deliver the most customized and client-centric solutions.
Through decades of experience and a breath of exposure across financial services, we have developed the expertise to bridge the gap across family business and legacy assets.
Private Placement Life Insurance (PPLI)